ttb 56-1 One Report 2021 (EN)

TMBThanachart Bank Public Company Limited and its Subsidiaries (Formerly TMB Bank Public Company Limited and its Subsidiaries) Notes to the financial statements For the year ended 31 December 2021 64 The BoT’s regulatory minimum requirement* 2021 2020 (%) Capital Adequacy Ratio/Total Risk-Weighted Asset 11.0 19.43 29.26 Tier 1 Capital Ratio/Total Risk-Weighted Asset 8.5 15.40 24.03 Common Equity Tier 1 Capital Ratio/Total Risk-Weighted Asset 7.0 14.41 22.58 * Includes capital conservation buffer as required by the BoT commencing 1 January 2016. As at 31 December 2021 and 2020, the Bank and its subsidiaries have no add-on arising from Single Lending Limit. Disclosures of capital maintenance information under the Bank of Thailand on the Public Disclosures of Capital Maintenance for Commercial Banks, the Public Disclosures of Capital Maintenance for Financial Group, and the Public Disclosures of Liquidity Coverage Ratio, the Bank and its subsidiaries disclose as follows: Location of disclosure The Bank’s website under Investor Relations section at www.ttbbank.com/ir/capital_funds/basel3 Disclosure period requirement Within 4 months after the year end date as indicated in the BOT notification Lasted information as of 30 June 2021 The disclosure as at 31 December 2021 will be provided within April 2022 on the Bank’s website as noted above. Capital management The Bank and its subsidiaries’ capital management approach is driven by its desire to maintain a strong capital base to support the development of its business, to meet regulatory capital requirements and to maintain appropriate credit ratings. 308 TMBThanachart Bank Public Company Limited

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